One Connection to
Global Real-Time
Payments
Move money anywhere on the planet — cards, payouts, accounts, and FX through a single API, one contract, one reconciliation.
Infrastructure that gets
stronger every day
Every payment sharpens our routing intelligence, deepens corridor coverage, and improves FX rates. You get better without lifting a finger.
The full payments stack.
One integration.
Six modular products — use one or all of them. Same auth, same webhooks, same dashboard.
Your card program,
live in days.
Physical and virtual cards across Visa and Mastercard. Spend controls, multi-currency, real-time transaction data — all via API.
Your recipients get paid.
In seconds, not days.
190+ countries, 100+ real-time rails. Auto-routes to the fastest available path.
Collect in any currency,
like a local.
Real local account details — IBANs, sort codes, routing numbers — in 20+ currencies. Funds settle to you instantly.
Keep more margin
on every conversion.
Real-time rates on 100+ currency pairs. Transparent spreads, no hidden markups, instant settlement.
Regulated in 40+ markets.
Operating in 190+.
Nium holds licenses and regulatory approvals across the world’s most important financial hubs — your business inherits our compliance footprint from day one.
The infrastructure
the world runs on.
Now yours.
No commitment. Sandbox access in minutes.